| 10:42:18 | pay_3k9wq2 | Velocity: attempts per card | 6 attempts in 9 min · card ••••4242 | Blocked |
| 10:37:04 | pay_8mzx41 | Fraud score 0.91 > 0.85 | device fingerprint reused ×14 | Blocked |
| 10:15:52 | pay_1qd07b | AVS postal mismatch | SW1A 1AA ≠ SW1A 2AB | Challenged |
| 09:58:30 | pay_7vbn55 | 3DS required (EU SCA) | €1,240.00 · exemption denied | Challenged |
| 09:30:11 | pay_0hk22a | Issuer timeout (> 5000ms) | Checkout.com 5,204ms → Stripe | Rerouted |
| 09:12:47 | pay_4pl9c3 | Soft decline scheduler | insufficient_funds · retry in 4h | Retried |
| 08:45:09 | pay_9tz61m | Rate limit exceeded | 412 req/min on sk_live_••••8f2c | Blocked |
| 08:20:33 | pay_2ncw84 | 3DS challenge abandoned | challenge timeout · 120s | Retried |